Jayden Backs Mortgage Solutions

Mortgage broker in Edmonton, Alberta

Big-lender choice. Hometown-level service.

Mortgage help for Edmonton buyers and owners from a broker who built his practice to work brilliantly at a distance, with several deals done, Loom videos and all.

$150M+ in mortgages funded · 2018 licensed since · 5.0 ★ rating from 30+ Google reviews · 50+ lenders on one application

Chat with an expert

Free and no obligation. No credit check just to talk. You deal with Jayden directly and leave with a real plan.

I have arranged several mortgages in Edmonton and the surrounding communities, and I can tell you exactly why it works so well: I built my whole practice around being accessible to people I cannot see across a desk. Recorded Loom videos that walk you through your numbers, phone calls when you want a voice, and a document-collection process designed to be as easy as possible. It means Edmonton clients get exactly the same service as someone who lives ten minutes from my office, while I compare 50+ lenders to find their best fit.

A Calgary guy’s confession about Edmonton

I will be honest about the rivalry. I was born in the late ’80s in Flames country, so I do not really remember the wars, but I knew right away I was supposed to hate the Oilers, and the Elks by extension, and when you grow up that way you make assumptions about the city too. Then life kept taking me north: hockey trips, my sons’ birthday parties at the West Edmonton Mall wave pool, more visits every year. Somewhere along the way I came to appreciate what Edmontonians already know: it is a beautiful city built around its river, with no shortage of natural places to spend a day. I will not pretend to know Edmonton’s neighbourhoods the way I know Airdrie’s, but I know its mortgage market, and I rate it as one of the strongest in the province.

How working together actually looks

Everything runs at your convenience. I send short recorded videos explaining your options so you can watch them on your own schedule and replay anything that was not clear. Questions get answered by phone or message the same way they would for a client down the street from me. Documents move through a simple secure upload rather than a stack of paper. First-time buyers, move-up families, investors, self-employed owners: the same 50+ lender comparison applies to all of them, and you deal with me directly, not a call centre.

Free, no-pressure consultations

Every conversation starts the same way: free, and with no obligation. I look at your numbers, explain your options in plain language, and let you decide. Let’s get you into the right Edmonton home.

What it takes to buy at the Edmonton benchmark price

The single family benchmark price in the City of Edmonton was $528,000 in June 2026. At that price the smallest down payment the federal rules allow is $27,800, or 5.3% of the price, because the minimum is 5% on the first $500,000 and 10% on the portion above it.

Cash and income needed at a $528,000 purchase price
Down paymentCash you needInsurance premiumTotal mortgage Household income needed *
Minimum5.3% of the price $27,800$20,008$520,208$111,000
10%$52,800$14,731$489,931$106,000
20%$105,600Nonenot required at 20% down$422,400$93,000

Scroll the table sideways for every column.

The first three columns are arithmetic on the price and do not depend on any interest rate, so they are exact. The income column * does depend on a rate, and is calculated at a qualifying rate of 5.6%.

Income figures are illustrative and use a qualifying rate of 5.6%, an amortisation of 25 years, and typical Calgary property tax and heating costs. Under the federal stress test you must qualify at the greater of 5.25% or your own contract rate plus two percent, so your figure depends on the rate you actually get and on your other debts. These are a guide to the order of magnitude, not an approval. The stress test itself is set out by the Office of the Superintendent of Financial Institutions. Bring me your actual numbers and I will run the real one.

Neighborhoods I serve in Edmonton

Windermere · Terwillegar · Summerside · Griesbach · Glenora · Old Strathcona · Laurel · Rutherford

Mortgage services in Edmonton

Mortgages in Edmonton: FAQs

Can I work with a Calgary-area broker if I live in Edmonton?

Yes, and my Edmonton clients would tell you it is easy. I am licensed across Alberta, and I built my practice around being accessible at a distance. I record Loom videos walking you through your numbers, we talk by phone whenever you need, and document collection is set up to be as painless as possible. Edmonton clients get the same full service as anyone in Calgary.

Do we ever need to meet in person?

No. The whole process works by video, phone, and secure document upload, and most of my Edmonton clients never need an in-person meeting. We live in a digital world, and I have leaned into it so that where you live never limits the service you get.

Are you licensed to arrange mortgages in Edmonton?

Yes. Jayden Backs is a licensed mortgage professional in Alberta, working with BRX Mortgage Inc. and regulated by the Real Estate Council of Alberta (RECA), which covers Edmonton and the entire province.

Looking for a mortgage broker in Edmonton?

Jayden Backs Mortgage Solutions is ready to help. Book a free consultation today.

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No credit check. No obligation. You leave with a real plan.

Chat with an expert