Pre-Approvals & Purchases
Know your real budget, hold a rate, and make a confident offer when the right home shows up.
Learn moreAlberta mortgage broker — get beyond one bank
I'm Jayden Backs, and I've spent nearly my whole life in Alberta — with a stretch living elsewhere that taught me what it takes to put down roots somewhere new. I help people across the province buy, renew, and refinance, comparing dozens of lenders so one bank's offer is never your only option. My team and I make sure there's always someone who knows your file when you need an answer.
How I help
First home, renewal, refinance, or a self-employed file that keeps getting turned down. Whatever brought you here, my team and I compare the whole market and stay with you from the first question to closing day.
Know your real budget, hold a rate, and make a confident offer when the right home shows up.
Learn morePlain-English guidance through your first purchase — from down payment programs to closing day.
Learn moreReplace your mortgage with better terms, or turn the equity you've built into cash you can use.
Learn moreDon't sign the first letter your bank sends. Compare the whole market and renew on better terms.
Learn moreA mortgage that understands business income — for contractors, owners, and the self-employed.
Learn moreFinancing for rentals and income properties, structured so your portfolio can keep growing.
Learn moreA short-term, equity-based mortgage for when the banks say no and you need a workable plan.
Learn moreMortgage help for newcomers — programs built for limited Canadian credit and a fresh start.
Learn moreBorrow against your home equity without touching your first mortgage or its low rate.
Learn moreCalm, practical mortgage help through a separation — buy out, sell, or refinance with clarity.
Learn moreFor homeowners 55 and older — access your home's equity as tax-free cash with no monthly payments.
Learn moreRoll high-interest debt into your mortgage and replace several painful payments with one.
Learn moreWhy Jayden Backs Mortgage
A bank can only sell you its own mortgage. I work for you instead. I grew up on a farm here in Alberta, my wife runs her own business, and we're raising three boys, so I understand tight budgets, big decisions, and wanting a straight answer. I shop dozens of lenders, walk you through the trade-offs, and leave the decision with you. My team and I handle the paperwork and keep your file moving, so nothing slips and you're never left waiting for an answer.
In most cases, no. Lenders pay the broker a commission when a mortgage funds, so Jayden Backs Mortgage's advice and application work are typically free to you. If a deal ever required a fee, I would tell you before any work began.
A bank can only offer its own mortgage products. As a broker, I compare options from dozens of lenders — major banks, credit unions, and mortgage-specific lenders — and bring you the rate and terms that fit your situation best.
Jayden Backs Mortgage serves clients right across Alberta — from the major cities to smaller towns and rural communities throughout the province. Consultations happen by phone, video call, or in person — whatever is easiest for you.
Yes. Jayden Backs is a licensed mortgage professional in Alberta, working with BRX Mortgage Inc., and regulated by the Real Estate Council of Alberta (RECA).
Book a free consultation and we'll go through your numbers together: what you can afford, what your options are, and what I'd do in your position. You decide where it goes from there.
Call (587) 815-5161