Pre-Approvals & Purchases
Know your real budget with a fully underwritten pre-approval, hold a rate, and make a confident offer when the right home shows up.
Learn moreAlberta mortgage broker: get beyond one bank
A mortgage broker for all of Alberta
You'll always know where you stand — and what happens next.
I'm Jayden Backs, and I've spent nearly my whole life in Alberta — with a stretch living elsewhere that taught me what it takes to put down roots somewhere new. I help people across the province buy, renew, and refinance, comparing 50+ lenders so one bank's offer is never your only option. My team and I make sure there's always someone who knows your file when you need an answer.
- Licensed mortgage broker with BRX Mortgage Inc.
- Regulated by RECA, the Real Estate Council of Alberta
- One application, 50+ lenders — banks, credit unions, and private
- Free, no-obligation consultations and pre-approvals
How I help
Mortgage services across Alberta
First home, renewal, refinance, or a self-employed file that keeps getting turned down. Whatever brought you here, my team and I compare the whole market and stay with you from the first question to closing day. Curious what that looks like? See how the process works, step by step.
First-Time Home Buyer Mortgages
Plain-English guidance through your first purchase, from the down payment programs to the keys in your hand.
Learn moreRefinancing
Use the equity you have built to clear debt, lower your monthly payments, and get control of your money again.
Learn moreMortgage Renewals
Don't just sign the first letter your bank sends. Compare the whole market and renew on better terms.
Learn moreSelf-Employed Mortgages
A mortgage that fits how business owners really earn, without forcing you to undo smart tax planning.
Learn moreInvestment Property Mortgages
Financing for rentals and income properties, structured so your portfolio can keep growing.
Learn morePrivate Mortgages
An equity-based short-term mortgage that, used well, is a powerful tool: bridge two homes, fund a flip, or solve a problem the banks cannot.
Learn moreNew to Canada Mortgages
Mortgage help from a broker who has been an immigrant himself, with programs and lenders that actually work for newcomers.
Learn moreSecond Mortgages
Borrow against your home equity without touching your first mortgage or the low rate you locked in.
Learn moreDivorce Mortgages
Calm, practical mortgage help through a separation, with more than one way to get you approved and into your own place.
Learn moreReverse Mortgages
For homeowners 55 and older, access your home's equity as tax-free cash with no monthly payments required.
Learn moreDebt Consolidation
Roll high-interest debt into your mortgage, replace several painful payments with one, and free up your month.
Learn moreWhy Jayden Backs Mortgage Solutions
A broker in your corner, not a bank's
A bank can only sell you its own mortgage. I work for you instead. I grew up on a farm here in Alberta, my wife runs her own business, and we're raising three boys, so I understand tight budgets, big decisions, and wanting a straight answer. I shop 50+ lenders, walk you through the trade-offs, and leave the decision with you. My team and I handle the paperwork and keep your file moving, so nothing slips and you're never left waiting for an answer.
- Licensed mortgage broker with BRX Mortgage Inc.
- Regulated by RECA, the Real Estate Council of Alberta
- One application, 50+ lenders — banks, credit unions, and private
- Free, no-obligation consultations and pre-approvals
What clients say
Rated 5.0 out of 5 by 30 clients on Google
Real reviews from Alberta buyers and homeowners — read every one of them on Google.
“Jayden was an angel in our lives during a very tough situation caused by mistakes done from a previous broker. I highly recommend him! He is fast, gives you great options and guides you through the best way, making sure your money is well invested. Thank you, Jayden!!!”
“Jayden helped my fiancé and I with our first ever mortgage. Jayden went above and beyond to make sure that we understood everything throughout the process and that we felt confident with our purchase. He was an absolute lifesaver when we ran into an issue in the final hours. We would recommend him to anybody and everybody!”
“I have completed my last 3 mortgages with Jayden and he always takes the time to review the application package and details with me to understand what is needed over the term. He keeps up to date on the mortgage rates and the Bank of Canada to determine whether variable or fixed is best. I cannot say enough good things about Jayden — even if you are not needing a mortgage now, give him a call and discuss options for when one is needed!”
“Jayden and his team were excellent! They provided clear options that worked for our family and took care of all the details. I highly recommend him when it comes time to consider your mortgage options.”
“We had an amazing experience working with Jayden! He was always available to answer our questions and went above and beyond to make sure everything went smoothly. His hard work and dedication helped us get into our dream home. So friendly, helpful, and knowledgeable — we couldn’t recommend him more!”
Frequently asked questions
Does it cost anything to work with a mortgage broker?
In most cases, no. Lenders pay the broker a commission when a mortgage funds, so Jayden Backs Mortgage Solutions's advice and application work are typically free to you. If a deal ever required a fee, I would tell you before any work began.
What does a mortgage broker do that a bank doesn't?
A bank can only offer its own mortgage products. As a broker, I compare options from 50+ lenders — major banks, credit unions, and mortgage-specific lenders — and bring you the rate and terms that fit your situation best.
Where does Jayden Backs Mortgage Solutions work?
Jayden Backs Mortgage Solutions serves clients right across Alberta — from the major cities to smaller towns and rural communities throughout the province. Consultations happen by phone, video call, or in person — whatever is easiest for you.
Is Jayden Backs Mortgage Solutions licensed?
Yes. Jayden Backs is a licensed mortgage professional in Alberta, working with BRX Mortgage Inc., and regulated by the Real Estate Council of Alberta (RECA).
Ready to talk about your mortgage?
Book a free consultation and we'll go through your numbers together: what you can afford, what your options are, and what I'd do in your position. You decide where it goes from there.