Jayden Backs Mortgage Solutions

Mortgage broker in Stony Plain, Alberta

Big-lender choice. Hometown-level service.

Mortgage advice for Stony Plain buyers and owners, blending small-town character with newer communities west of Edmonton.

$150M+ in mortgages funded · 2018 licensed since · 5.0 ★ rating from 30+ Google reviews · 50+ lenders on one application

Free and no obligation. No credit check just to talk. You deal with Jayden directly and leave with a real plan.

Stony Plain reminds me of the towns where I do most of my work around Calgary. It is the Edmonton region’s version of Airdrie, Cochrane, or Okotoks. People want to be near the big city with all the amenities, but with more room and a real small-town centre, and that is exactly the buyer I have spent my career serving. Most of my business here comes through realtors I work with in the Stony Plain area and referrals from past clients, and whether you are buying in Genesis on the Lakes, renewing near Old Town, or eyeing an acreage in the country west of town, I compare 50+ lenders on one application.

Familiar ground, even from down the highway

I will be straight with you: my office is near Calgary, and I do not pretend to know Stony Plain’s streets the way a local realtor does. That is what my realtor partners up there are for. But the area is personally familiar. I have great friends who live west of town, their kids go to Blueberry School, and visits out that way have given me a real feel for why people choose Parkland County: the space, the trees, and Edmonton close enough when you need it. My deals here are not high volume, and I like it that way. Each one comes through someone who trusted me enough to pass my name along.

Acreages are the specialty out this way

A good share of my work around Stony Plain is acreages and rural properties, and those files reward experience. Land size, water and septic systems, and outbuildings each change how lenders treat a purchase, and the lender with the best rate for a town lot in Westerra is often the wrong one for a quarter section off Highway 16A. I live on an acreage myself, so I know the lifestyle and the lender questions from both sides. Tell me about the property early and I will match it to a lender that handles rural purchases well, before the financing condition clock starts running.

How working together actually looks

My Stony Plain clients work with me the same way my Edmonton clients do, and it works beautifully: I record personalized video explanations you can rewatch on your schedule, we talk by phone whenever a real conversation helps, and documents move through an easy secure upload rather than a briefcase. You deal with me directly from first question to closing day, and I coordinate with your realtor and lawyer so everything moves as one team.

Start with a free conversation

Every conversation starts the same way: free, and with no obligation. I look at your numbers, explain your options in plain language, and let you decide. Whether it is a first home in High Park or an acreage in the country, we will find your best option in Stony Plain.

What it takes to buy in Stony Plain

The single family benchmark price in the Greater Edmonton Area was $530,000 in June 2026. The REALTORS® Association of Edmonton publishes no separate figure for Stony Plain, so this is the closest published number and it describes the wider area rather than Stony Plain alone. At that price the smallest down payment the federal rules allow is $28,000, or 5.3% of the price, because the minimum is 5% on the first $500,000 and 10% on the portion above it.

Cash and income needed at a $530,000 purchase price
Down paymentCash you needInsurance premiumTotal mortgage Household income needed *
Minimum5.3% of the price $28,000$20,080$522,080$112,000
10%$53,000$14,787$491,787$106,000
20%$106,000Nonenot required at 20% down$424,000$93,000

Scroll the table sideways for every column.

The first three columns are arithmetic on the price and do not depend on any interest rate, so they are exact. The income column * does depend on a rate, and is calculated at a qualifying rate of 5.6%.

Income figures are illustrative and use a qualifying rate of 5.6%, an amortisation of 25 years, and typical Calgary property tax and heating costs. Under the federal stress test you must qualify at the greater of 5.25% or your own contract rate plus two percent, so your figure depends on the rate you actually get and on your other debts. These are a guide to the order of magnitude, not an approval. The stress test itself is set out by the Office of the Superintendent of Financial Institutions. Bring me your actual numbers and I will run the real one.

Neighborhoods I serve in Stony Plain

Genesis on the Lakes · Westerra · Heritage Estates · High Park · Brickyard · Old Town

Mortgage services in Stony Plain

Mortgages in Stony Plain: FAQs

Do you actually do business in Stony Plain?

Yes. Most of my Stony Plain business comes through realtors I work with up there and referrals from past clients, and I have great friends living west of town whose kids go to Blueberry School, so the area is personally familiar, even though my office is near Calgary. The digital process works the same either way.

Can you help with an acreage or rural property near Stony Plain?

Yes, acreages are a big part of what I finance out this way. Rural properties carry their own lending rules: land size, water and septic, and outbuildings all affect the file. Tell me about the property and I will match it to a lender that handles rural purchases well.

Can I work with a Calgary-area broker if I live in Stony Plain?

Yes. I am licensed across Alberta, and my Stony Plain clients work with me the way my Edmonton clients do: personalized video explanations, phone calls, and easy secure document upload. Most never need to meet in person, and the consultation is free with no obligation.

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