Jayden Backs Mortgage Solutions

Mortgage broker in Olds, Alberta

Big-lender choice. Hometown-level service.

Mortgage help in Olds from a broker with more than ten deals here and a lifetime of family ties: cousins, Grizzlys games, and the auction with my grandfather.

$150M+ in mortgages funded · 2018 licensed since · 5.0 ★ rating from 30+ Google reviews · 50+ lenders on one application

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I have arranged more than ten mortgages in and around Olds: acreages on the outskirts, homes in town, and quite a few rentals for owners hoping to rent to Olds College students. It is one of my favourite places to work, because Olds people are my kind of people: small-town people who value real advice. Whatever you are buying or renewing here, I compare 50+ lenders to find the fit instead of taking one bank’s word for it.

Olds is family for me

My cousins grew up in Olds, and my aunt and uncle live just down from the Dairy Queen and Henry’s convenience store, where most of my cousins put in their shifts growing up. They are a family we have always loved spending time with. I grew up going to Olds Grizzlys games, and when we played Olds in minor hockey there was always a rivalry between them and us Crossfield kids, at least in our minds. Some of my best memories are the auction: going with my grandfather and my dad as a kid, then later with just my dad, and eventually bidding on my own. Olds has always had that great small-town feel, and it has always been full of people I care about.

What I finance in Olds

The work here splits three ways. Acreages on the outskirts, which carry their own lending rules around land size, water and septic, and outbuildings, so the right lender choice matters more than the rate sheet suggests. Homes in town, from the newer Vistas of Olds to established streets near the centre. And rental properties, where quite a few of my clients buy to rent to Olds College students; investment purchases have different down-payment and qualifying rules, and I will lay those out plainly before you shop. Olds is really the hub between Calgary and Red Deer, the big community in the middle of the corridor, and its mix of buyers reflects that.

A broker who works around you

You do not need to drive into Calgary or Red Deer for solid mortgage advice. And I will take any excuse to come to Olds. I work with clients here by phone, by video, or in person, and you deal with me directly from your first question through to closing.

What it takes to buy in Olds

The residential benchmark price in the Mountain View region was $528,700 in June 2026. The Calgary Real Estate Board publishes no separate figure for Olds, so this is the closest published number and it describes the wider area rather than Olds alone. At that price the smallest down payment the federal rules allow is $27,870, or 5.3% of the price, because the minimum is 5% on the first $500,000 and 10% on the portion above it.

Cash and income needed at a $528,700 purchase price
Down paymentCash you needInsurance premiumTotal mortgage Household income needed *
Minimum5.3% of the price $27,870$20,033$520,863$112,000
10%$52,870$14,751$490,581$106,000
20%$105,740Nonenot required at 20% down$422,960$93,000

Scroll the table sideways for every column.

The first three columns are arithmetic on the price and do not depend on any interest rate, so they are exact. The income column * does depend on a rate, and is calculated at a qualifying rate of 5.6%.

Income figures are illustrative and use a qualifying rate of 5.6%, an amortisation of 25 years, and typical Calgary property tax and heating costs. Under the federal stress test you must qualify at the greater of 5.25% or your own contract rate plus two percent, so your figure depends on the rate you actually get and on your other debts. These are a guide to the order of magnitude, not an approval. The stress test itself is set out by the Office of the Superintendent of Financial Institutions. Bring me your actual numbers and I will run the real one.

Neighborhoods I serve in Olds

Vistas of Olds · Highland Park · Sundance · Downtown Olds

Mortgage services in Olds

Mortgages in Olds: FAQs

Do you actually know Olds?

Since childhood. My cousins grew up in Olds, and my aunt and uncle's place is just down from the Dairy Queen and Henry's convenience store, where most of my cousins worked as kids. I spent years at Olds Grizzlys games and playing against Olds in minor hockey. Some of my favourite memories are going to the auction here with my grandfather and my dad. I have arranged more than ten mortgages in and around town.

Do you handle acreages and rural properties near Olds?

Yes, a lot of my Olds files are acreages on the outskirts. Rural properties carry their own lending rules. Land size, water and septic, and outbuildings all affect how a lender treats the file, so I match the property to a lender that handles rural purchases well.

Can you help me buy a rental property near Olds College?

Yes. I have arranged quite a few mortgages in Olds for owners renting to Olds College students. Rental purchases have different down-payment and qualifying rules than owner-occupied homes, and I will walk you through exactly what the numbers need to look like.

Do I have to travel to Calgary to meet with you?

No. I serve Olds clients by phone, video call, or in person. The consultation is free and carries no obligation.

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