Pre-Approvals & Purchases
Know your real budget with a fully underwritten pre-approval, hold a rate, and make a confident offer when the right home shows up.
View pre-approvals & purchasesWhat I offer
Mortgage services in Alberta
Whatever the mortgage, you'll always know what happens next.
Licensed advice, 50+ lenders, and no cost to you in most cases. Choose a service below to see how it works, who it suits, and answers to the questions I hear most.
First-Time Home Buyer Mortgages
Plain-English guidance through your first purchase, from the down payment programs to the keys in your hand.
View first-time home buyer mortgagesRefinancing
Use the equity you have built to clear debt, lower your monthly payments, and get control of your money again.
View refinancingMortgage Renewals
Don't just sign the first letter your bank sends. Compare the whole market and renew on better terms.
View mortgage renewalsSelf-Employed Mortgages
A mortgage that fits how business owners really earn, without forcing you to undo smart tax planning.
View self-employed mortgagesInvestment Property Mortgages
Financing for rentals and income properties, structured so your portfolio can keep growing.
View investment property mortgagesPrivate Mortgages
An equity-based short-term mortgage that, used well, is a powerful tool: bridge two homes, fund a flip, or solve a problem the banks cannot.
View private mortgagesNew to Canada Mortgages
You can buy a home in Alberta as a newcomer, often on a work permit, using lender programs built for a short Canadian credit file.
View new to Canada mortgagesSecond Mortgages
Borrow against your home equity without touching your first mortgage or the low rate you locked in.
View second mortgagesDivorce Mortgages
Calm, practical mortgage help through a separation, with more than one way to get you approved and into your own place.
View divorce mortgagesReverse Mortgages
For homeowners 55 and older, access your home's equity as tax-free cash with no monthly payments required.
View reverse mortgagesDebt Consolidation
Roll high-interest debt into your mortgage, replace several painful payments with one, and free up your month.
View debt consolidationMortgages for Brazilians
Mortgage help for Brazilians in Alberta, in Portuguese or English, from a broker who lived four years in Brazil and married into the community.
View mortgages for BraziliansHipotecas para Brasileiros
Atendimento de hipoteca em português em Alberta, com um corretor que morou quatro anos no Brasil e faz parte da comunidade brasileira.
View hipotecas para BrasileirosHome Equity Lines of Credit
A revolving line secured against your home: draw what you need, repay it, and draw again without reapplying.
View home equity lines of creditBad Credit Mortgages
Financing when your credit is bruised, plus the honest plan to get you back to prime rates rather than parked outside them.
View bad credit mortgagesSecond Homes & Vacation Properties
Mortgages for second homes, cabins and recreational property, where the classification of the place decides the down payment.
View second homes & vacation propertiesNew Build & Construction Mortgages
Two different products get called a construction mortgage. A community new build pays out at completion; a custom build pays out in draws. Knowing which you are in changes everything.
View new build & construction mortgagesNot sure where you fit?
Tell me a little about your situation and I'll point you the right way.
No credit check. No obligation. You leave with a real plan.
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