Mortgage Blogs

Stay up to date with the recent industry news and mortgage trends.

Understanding 30-Year Amortization: A Flexible Option for Buyers

Understanding 30-Year Amortization: A Flexible Option for Buyers

Discover the benefits and drawbacks of a 30-year amortization for mortgages. This guide explores how extending payments can offer financial flexibility while highlighting the long-term costs. Perfect ... ...more

Broker Blogs

December 01, 20242 min read

U.S. Politics and Canada’s 2025 Interest Rate Forecast

U.S. Politics and Canada’s 2025 Interest Rate Forecast

Fixed rates are spiking 📈, but a potential December rate cut could make variable mortgages a smart choice! Don’t wait—discover how these changes impact your Calgary homeownership goals. 🏡💬 ...more

Broker Blogs

November 15, 20242 min read

Lost in the New Mortgage Rules? This Chaos Is Your Opportunity!

Lost in the New Mortgage Rules? This Chaos Is Your Opportunity!

Major changes to Canadian mortgage rules are set to take effect in December 2024, bringing new opportunities for first-time homebuyers and those purchasing new builds. From extended amortizations to i... ...more

Broker Blogs

October 15, 20242 min read

Online Mortgage Rates: A Guide for Homebuyers

Online Mortgage Rates: A Guide for Homebuyers

Online mortgage rates can be tempting, but they often come with hidden catches. From bait-and-switch tactics to teaser rates, these offers can lead to unexpected costs. As a mortgage professional, I’l... ...more

Broker Blogs

October 01, 20242 min read

2025 Reality Check: A Message For My Realtors & Your Clients

2025 Reality Check: A Message For My Realtors & Your Clients

Homeowners who purchased during the 2020-2021 boom are facing significant mortgage rate increases as renewals approach in 2025. Partner with me to offer a free, no-obligation mortgage review, helping ... ...more

Broker Blogs

September 15, 20243 min read

"My Kids Will Never Afford to Move Out"—It’s time to do something about it

"My Kids Will Never Afford to Move Out"—It’s time to do something about it

Worried about your kids struggling to afford a home or rent in today’s challenging market? You’re not alone. Learn how leveraging your home equity can secure their financial future. From subsidizing r... ...more

Broker Blogs

September 01, 20242 min read

Pre-Approved... and then DENIED?! Avoid These 5 Common Mortgage Pitfalls

Pre-Approved... and then DENIED?! Avoid These 5 Common Mortgage Pitfalls

Getting pre-approved for a mortgage is a great first step, but it doesn't guarantee final approval. Discover five common reasons why pre-approvals can fall through and how to avoid them. Stay ahead of... ...more

Broker Blogs

August 15, 20242 min read

How to Buy More Real Estaste When You’re Self-Employed: Tips and Strategies

How to Buy More Real Estaste When You’re Self-Employed: Tips and Strategies

If you're self-employed—whether a realtor, financial planner, or in any commission-based role—buying more real estate can be a challenge. But it doesn’t have to be! Let’s explore your options. ...more

Broker Blogs

August 02, 20244 min read

Navigating Mortgage Matters During Separation or Divorce

Navigating Mortgage Matters During Separation or Divorce

Going through a separation or divorce in Canada can be challenging, especially when it involves mortgage management. This blog provides essential insights into the mortgage process during such transit... ...more

Broker Blogs

July 15, 20243 min read

8 Key Ways I Work With You and Your Clients to Navigate the Mortgage Process

8 Key Ways I Work With You and Your Clients to Navigate the Mortgage Process

As a seasoned mortgage expert, I offer valuable insights and tailored solutions to ensure a smooth home-buying journey. In this blog, discover eight key aspects that set me apart as a trusted partner ... ...more

Broker Blogs

July 01, 20242 min read

Financial Freedom: How The Rich Get Richer

Financial Freedom: How The Rich Get Richer

Explore the strategies and insights behind the wealth accumulation of the affluent, uncovering the secrets of how the rich continually grow their fortunes. ...more

Broker Blogs

June 11, 20244 min read

5 Tips to Get Pre-Approved for a Higher Loan Amount

5 Tips to Get Pre-Approved for a Higher Loan Amount

Getting pre-approved is a crucial first step when buying a home. It tells you how much you can spend on a home between your down payment and the approved loan amount. Sometimes, though, the pre-approv... ...more

Broker Blogs

June 11, 20243 min read

Trusted Guidance, Proven Success

Mike L. - Calgary

Working with Jayden to buy a rental property was seamless and stress-free. Their expertise and support were invaluable. Highly recommend for anyone looking to invest!

Kim W. - Calgary

I had a fantastic experience working with Jayden! As a first-time homebuyer, the guidance provided was clear and supportive, making the process smooth and stress-free. Highly recommended!

James C. - Calgary

When a friend suggested I work with Jayden to renew my mortgage, I was blown away by the experience. Their dedication to find me the best deal in the market was incredible. Thankful I didn't just stick with my bank.

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Jayden Backs, Mortgage Broker
BRX Mortgage Inc. RECA