Mortgage Blogs

Stay up to date with the recent industry news and mortgage trends.

Should You Really Be Mortgage-Free in Retirement? Not Always.

Paying off your mortgage may feel like the safe move—but it’s not always the smartest. For Alberta homeowners, using home equity through refinancing, a reverse mortgage, or a HELOC could offer more fl... ...more

Broker Blogs

June 01, 2025•4 min read

Think You're Pre-Approved? Not If You Haven’t Done This

Too many homebuyers are misled by “pre-approvals” that aren’t backed by verified documents. In this eye-opening post, we break down the real risks of relying on conditional rate holds, share a real cl... ...more

Broker Blogs

May 15, 2025•3 min read

Are Variable Mortgage Rates Worth It in 2025?

In today’s uncertain economy, choosing between a fixed or variable mortgage in 2025 isn’t just about chasing the lowest rate—it’s about matching your strategy to your risk tolerance and financial goal... ...more

Broker Blogs

May 05, 2025•3 min read

2025 Mortgage Market Outlook: How Today’s Economy Is Shaping Opportunities

2025 Mortgage Market Outlook Mortgage rates may be higher, but so are the opportunities—if you know where to look. In this blog, we break down how today’s economic landscape is affecting renewals, pu... ...more

Broker Blogs

April 16, 2025•3 min read

Is a No-Payment Mortgage the Right Choice for You?

Need cash without monthly mortgage payments? A no-payment mortgage—like a reverse mortgage or private lender loan—lets you access home equity without immediate repayment. Whether you're building, taki... ...more

Broker Blogs

April 01, 2025•5 min read

Should You Renew or Refinance Your Mortgage? Here’s What to Consider

Looking for your next opportunity in real estate? While 2020 may have been the ideal time to buy, the market is shifting, and 2025 could bring unique buying opportunities. Don't miss out on the chance... ...more

Broker Blogs

March 15, 2025•4 min read

You Missed the Best Time to Buy—But the Next Opportunity Is Coming

Broker Blogs

March 01, 2025•3 min read

Lower Rate with Higher Penalty OR Higher Rate with Lower Penalty?

Many homebuyers focus on getting the lowest mortgage rate, but hidden penalties can be a costly surprise if you need to refinance or sell early. Learn how mortgage penalties work, when to choose a low... ...more

Broker Blogs

February 14, 2025•3 min read

Will Trump's Tariffs Push Canadian Mortgage Rates Lower in 2025?

With rising trade tensions and economic uncertainty, the Bank of Canada is signaling potential rate cuts. Learn how these changes could impact homebuyers, mortgage renewals, and refinancing decisions.... ...more

Broker Blogs

February 01, 2025•4 min read

Capital Gains Tax Changes: Are They Happening or Not

In June 2024, the Canadian federal government proposed increasing the capital gains inclusion rate—the taxable portion of profits from selling investment properties, secondary homes, or cottages. This... ...more

Broker Blogs

January 14, 2025•2 min read

Kickstart 2025 with Smart Mortgage Strategies

As we welcome 2025, it’s time to set the stage for financial success and meaningful connections. For mortgage brokers, January presents the perfect opportunity to engage with your audience, educate cl... ...more

Broker Blogs

December 31, 2024•2 min read

Understanding 30-Year Amortization: A Flexible Option for Buyers

Discover the benefits and drawbacks of a 30-year amortization for mortgages. This guide explores how extending payments can offer financial flexibility while highlighting the long-term costs. Perfect ... ...more

Broker Blogs

December 01, 2024•2 min read

Trusted Guidance, Proven Success

Mike L. - Calgary

Working with Jayden to buy a rental property was seamless and stress-free. Their expertise and support were invaluable. Highly recommend for anyone looking to invest!

Kim W. - Calgary

I had a fantastic experience working with Jayden! As a first-time homebuyer, the guidance provided was clear and supportive, making the process smooth and stress-free. Highly recommended!

James C. - Calgary

When a friend suggested I work with Jayden to renew my mortgage, I was blown away by the experience. Their dedication to find me the best deal in the market was incredible. Thankful I didn't just stick with my bank.